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Everything about using Uni5Pay+

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Uni5Pay+ is free for you as a user

Downloading, registering, topping up, paying at the till, paying online, utility bills, airtime and sending money to another user. No charges.

Wallet levels and limits

LevelWhat you provideWallet limitAnnual transaction limit
Level 1Name registration

Active as soon as you register. Topping up and paying in USD is not available at this level.

Wallet limit: SRD 5.000Annual transaction limit: SRD 15,000
Level 2Verified identity

A valid ID: ID card, driving licence or passport. This is what unlocks USD.

Wallet limit: SRD 15,000 and USD 500Annual transaction limit: SRD 45,000 and USD 1,500
Level 3Verified address

A document showing your name and home address: a CBB extract or an SWM or EBS receipt.

Wallet limit: SRD 150,000 and USD 5,000Annual transaction limit: No limit

Getting started

Register for Uni5Pay+

Follow the steps below to register your account.

Screenshot in the Uni5Pay+ app

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Steps

  1. Download Uni5Pay+ from the App Store or Google Play Store.
  2. Open the app and register with your Surinamese mobile number.
  3. Fill in your personal details.
  4. Create a login password.
  5. Set a six digit payment password.
  6. Your account is created at Level 1.
  7. Want to use USD as well? Upgrade to at least Level 2 and submit a valid ID. Read more here.
  8. Once approved, you can also use USD.
Getting startedTransfer

Top up your wallet

You can top up your Uni5Pay+ wallet in two ways: by bank transfer or with cash at a top-up location. Follow the steps below.

Screenshot in the Uni5Pay+ app

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Bank details

BankSouthern Commercial Bank N.V.
Beneficiary nameSCOM
SRD account880100
USD account880105
DescriptionOnly your 7-digit mobile number, for example 8888888. Do not include the 597 prefix.

Steps

  1. Go to a Uni5Pay+ top-up location.
  2. Bring a valid ID.
  3. State the amount you want to top up.
  4. Then check your balance in the app.

See all top-up locations

Getting startedUpgrades & Limits

Level upgrades

The higher your level, the more room you have to use Uni5Pay+. Your wallet limit and usage limit increase, and from Level 2 you can also use USD. You can raise your level yourself in the Uni5Pay+ app.

Screenshot in the Uni5Pay+ app

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LevelWhat you provideWallet limitAnnual transaction limit
Level 1Name registration

Active as soon as you register. Topping up and paying in USD is not available at this level.

Wallet limit: SRD 5.000Annual transaction limit: SRD 15,000
Level 2Verified identity

A valid ID: ID card, driving licence or passport. This is what unlocks USD.

Wallet limit: SRD 15,000 and USD 500Annual transaction limit: SRD 45,000 and USD 1,500
Level 3Verified address

A document showing your name and home address: a CBB extract or an SWM or EBS receipt.

Wallet limit: SRD 150,000 and USD 5,000Annual transaction limit: No limit

Steps

  1. In the app, go to “My Profile”.
  2. Choose “Name Authentication”.
  3. Tap the level you want to apply for.
  4. Upload the front and the back of your document. For level 2 that is your ID card, driving licence or passport. For level 3 a document showing your name and home address: a CBB extract or an SWM or EBS receipt.
  5. Submit the request. Your upgrade is processed within one business day.
  6. You will see your new limits in the app afterwards.
Security

Change your payment password or PIN

Change the six digit payment password you use to confirm transactions in the app, or the PIN you use to pay at POS terminals.

Screenshot in the Uni5Pay+ app

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Steps

  1. Open Menu and go to My Profile.
  2. Choose Password Setting.
  3. Fill in the captcha code.
  4. Choose whether to receive the OTP code by SMS or WhatsApp.
  5. Tap Send OTP.
  6. Enter the code you receive and tap Next.
  7. Enter your new six digit payment password.
  8. Confirm your new payment password and tap Submit.
  9. Want to change your POS PIN instead? Choose the matching setting under “My Profile” and go through the same OTP verification.
Government

Driving licence payment

Pay for a renewal, a duplicate or your international driving licence directly with Uni5Pay+ via KPS Driving Licences.

Screenshot in the Uni5Pay+ app

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Steps

  1. Download and register for the Uni5Pay+ app.
  2. Top up your wallet by bank transfer or cash deposit.
  3. Go to KPS Driving Licences and choose the service you need, for example ‘Renew your driving licence’.
  4. Fill in the requested details and upload the required documents.
  5. Wait until your details have been checked.
  6. Then click ‘Pay via Uni5Pay+’.
  7. A QR code appears. Open the Uni5Pay+ app and tap ‘Scan QR’ bottom left.
  8. Scan the QR code with your phone's camera.
  9. Confirm the payment with Face ID, Touch ID or your payment password.
  10. Your payment is complete.

KPS Driving Licences

Government

Firearm licence

Pay for your firearm licence application or registration with Uni5Pay+.

Screenshot in the Uni5Pay+ app

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Steps

  1. Download and register for the Uni5Pay+ app.
  2. Top up your wallet by bank transfer or cash deposit.
  3. Go to Firearm Licensing and choose the service you need.
  4. Fill in the requested details and upload the required documents.
  5. Choose Uni5Pay+ as the payment method.
  6. A QR code appears. Open the Uni5Pay+ app and tap ‘Scan QR’ bottom left.
  7. Scan the QR code with your phone's camera.
  8. Confirm the payment with Face ID, Touch ID or your payment password.
  9. Your payment for the firearm licence application or registration is complete.
Government

MI-GLIS services

Request MI-GLIS services online and pay directly with Uni5Pay+, without going to the counter.

Screenshot in the Uni5Pay+ app

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Steps

  1. Go to the MI-GLIS online portal.
  2. Choose the service you want to request.
  3. Fill in the requested details.
  4. Choose Uni5Pay+ as the payment method.
  5. A QR code appears.
  6. Open the Uni5Pay+ app and tap Scan QR.
  7. Scan the QR code.
  8. Confirm the payment with your payment password, Face ID or Touch ID.
Airtime

Buy airtime

Buy airtime for yourself or for family and friends, around the clock, for any Surinamese mobile number. Available for Telesur and Digicel.

Screenshot in the Uni5Pay+ app

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Steps

  1. Open Menu in the Uni5Pay+ app.
  2. Tap Mobile top-up.
  3. Choose Telesur or Digicel.
  4. Enter the mobile number you want to top up.
  5. Pick an amount or enter your own.
  6. Check the details.
  7. Confirm the payment with your payment password, fingerprint or Face ID.
Utility bills

Pay your EBS bill

Pay your EBS bill directly through the Uni5Pay+ app. No need to go to the counter, just arrange your payment from your phone.

Screenshot in the Uni5Pay+ app

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Steps

  1. Open Menu in the Uni5Pay+ app.
  2. Tap Utility Payment.
  3. Choose EBS.
  4. Add your EBS account via New Account.
  5. Enter your customer number, connection number and home address.
  6. Accept the terms and tap Submit.
  7. Choose your account and enter the amount you want to pay.
  8. Tap Pay.
  9. Confirm the payment with your payment password, fingerprint or Face ID.
Utility bills

Pay your SWM bill

Pay your SWM water bill directly through the Uni5Pay+ app, whenever it suits you.

Screenshot in the Uni5Pay+ app

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Steps

  1. Open Menu in the Uni5Pay+ app.
  2. Tap Utility Payment.
  3. Choose SWM.
  4. Add your SWM account via New Account.
  5. Enter your customer number, connection number and home address.
  6. Accept the terms and tap Submit.
  7. Choose your account and enter the amount you want to pay.
  8. Tap Pay.
  9. Confirm the payment with your payment password, fingerprint or Face ID.
Utility bills

Telesur utility bill

Pay your Telesur bill for landline and internet straight from your wallet.

Screenshot in the Uni5Pay+ app

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Steps

  1. Go to “Menu” and tap “Utility Payment”.
  2. Choose Telesur.
  3. The first time, add your account: choose “New Account”.
  4. Enter your customer number, your connection number and your home address. Both numbers are on your Telesur bill.
  5. Accept the terms and tap “Submit”. Your account is added.
  6. After that, select your account and the amount, and tap “Pay”.
  7. Confirm with your payment password, fingerprint or Face ID.
Cards

Link your SCom card

Link your UnionPay or Mastercard prepaid card from Southern Commercial Bank N.V. to the app. You need your card number, the expiry date and the CVN2 code.

Screenshot in the Uni5Pay+ app

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Steps

  1. Go to “Menu”.
  2. Tap “Add Payment Card”.
  3. Enter your 16 digit card number.
  4. Enter the expiry date exactly as printed on the card, in MMYY format.
  5. Enter the 3 digit CVN2 code.
  6. The first two and last two digits of the mobile number the card is registered to at the bank are shown. Check that this is correct.
  7. Choose whether to receive your One Time Password (OTP) by SMS or by WhatsApp and tap “Send OTP”.
  8. Enter the OTP you receive and tap “Submit”.
Cards

Link your SPSB card

Link your Surinaamse Postspaarbank debit card or Monikarta, check the balance and move money to your wallet. Level 2 is required.

Screenshot in the Uni5Pay+ app

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Steps

  1. Go to “Menu”, top left.
  2. Tap “Banks” and choose “Surinaamse Postspaarbank”.
  3. Tap “Bind your card”.
  4. Enter the card number of your debit card or Monikarta, plus the expiry date.
  5. Choose whether to receive the OTP by SMS or by WhatsApp. The code goes to the mobile number the card is registered to at SPSB.
  6. Enter the code you receive and tap “Submit”. Your card is linked.
Cards

View card balance and transactions

Check the balance and individual transactions of your linked UnionPay or Mastercard prepaid card, right inside the Uni5Pay+ app.

Screenshot in the Uni5Pay+ app

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Steps

  1. Open the Uni5Pay+ app.
  2. Tap your linked card under “Mobile Payment”. The balance appears right away.
  3. Tap the card's “Balance” button to see the individual transactions.
CardsTransfer

Transferring between cards

Send money from your prepaid card to your wallet, and from your wallet on to another linked card.

Screenshot in the Uni5Pay+ app

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Steps

  1. Go to your card under “Mobile Payment” and tap “Balance” to see the card transactions.
  2. Tap “Transfer” in the bottom right to move money from the card to your wallet. Enter your wallet number and the amount.
  3. Want to send money from your wallet to another card? Go to “Wallet” and tap “Wallet to Card”.
  4. Choose the card number, the currency (USD or SRD) and the amount.
  5. Check the details and tap “Confirm”.
Transfer

Red Packet

Send money as a gift to another Uni5Pay+ user. The recipient opens the packet in the app and the amount lands on their wallet immediately.

Screenshot in the Uni5Pay+ app

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Partners

Ride Eats

Order your food in the Ride Eats app and pay with Uni5Pay+. No more cash at the door.

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Partners

Receiving money via Paysend

Have family or friends in Europe send money to your UnionPay prepaid card through Paysend. The amount lands on your card automatically.

Screenshot in the Uni5Pay+ app

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Bank details

Sending limitDepends on the sender's verification level with Paysend
Receiving limitMatches the limits of your UnionPay prepaid card

Steps

  1. Share your UnionPay card number with the sender in Europe.
  2. The sender opens the Paysend app or website and logs in.
  3. The sender enters the amount and immediately sees the conversion and the exchange rate used.
  4. The sender completes the payment, for example via iDEAL, and confirms the transfer.
  5. The money lands on your UnionPay card. Check your balance in the Uni5Pay+ app.
Upgrades & Limits

Card limits

UnionPay Dual currency: SRD and USD, or SRD and EUR
VariantSegmentNamingCard limitAnnual limit
Classic
Personal
Unnamed or personalised
USD 5.000
Not published
Gold
Personal
Unnamed or personalised
USD 10.000
Not published
Business
Business
Unnamed or personalised
USD 50.000
Not published
Mastercard USD
VariantSegmentNamingCard limitAnnual limit
Experience Life
Personal
Unnamed
USD 5.000
USD 30.000
More Life
Personal
Personalised
USD 10.000
USD 60.000
Micro Purchase
Personal
Unnamed
USD 10.000
USD 60.000
T&E Employee Owned
Business
Personalised
USD 10.000
USD 60.000
T&E Employee Owned
Business
Personalised
USD 30.000
Not published
Corporate Purchase
Business
Personalised
USD 50.000
Not published